Protect your retirement from long-term care costs.
For pre-retirees and retirees who want to protect their savings, preserve their independence, and avoid becoming a financial burden on their family.
Schedule a Free ConsultationLong-term care is the retirement expense nobody plans for — until it's too late.
The average cost of a private nursing home room exceeds $100,000 per year. Home health aides, assisted living, memory care — these costs can devastate a retirement portfolio in just a few years.
Medicare covers very little. Medicaid requires you to spend down nearly all of your assets. And most people don't realize this until they or a loved one needs care.
Without a plan, the financial and emotional burden falls entirely on your family.
A proactive long-term care strategy protects everything you've built.
Long-term care planning is about preserving your choices. With the right coverage in place, you decide where you receive care, how you receive it, and who provides it — not your bank balance.
We design strategies that fit your situation, whether that's traditional LTC insurance, hybrid life/LTC policies, or asset-based solutions that provide benefits whether or not you ever need care.
What you gain working with us.
- Protection against care costs that can exceed $100,000 per year
- Preservation of retirement assets built over a lifetime
- Coverage that lets you choose home care, assisted living, or nursing care
- Relief for family members who would otherwise shoulder caregiving responsibilities
- Asset-based options that return value whether or not you need care
How it works.
Risk Assessment
We evaluate your health history, family situation, assets, and care preferences to understand your exposure.
Strategy Design
We compare traditional LTC, hybrid policies, and asset-based solutions to find the right fit for your goals and budget.
Implementation
We help you secure coverage and integrate it into your broader retirement and estate plan.
Ongoing Review
We revisit your plan as your health changes and ensure your coverage remains appropriate.
Why clients choose Anchor.
Veteran-Owned
We serve our clients the same way we served our country — with commitment, honesty, and no corners cut.
Family-Focused Planning
We consider the impact of care decisions on your entire family — not just your balance sheet.
Multiple Carrier Options
We compare options across carriers to find coverage that's affordable and comprehensive.
Integrated with Your Retirement Plan
LTC planning doesn't exist in a vacuum. We integrate it with your income, investment, and estate strategies.
Frequently asked questions.
Let's build a strategy that fits your situation.
One conversation. Real answers. No pressure.
Schedule a Free ConsultationNo obligation. No pressure. Just clarity.